Did a portion of your roof cave in after becoming soft from water damage? When water damage becomes severe to the extent of a roof caving in, it means that prompt attention is necessary for your safety. If you have insurance coverage for your house, getting your roof repaired should not put you in a financial bind. However, it depends on what is in the insurance policy as to what you will be able to file a claim for.
Whether you've owned and operated your own mechanic's shop for years or are just getting started, you may find that the pursuit of quality tools seems like a never-ending process. Although the right tools can allow you to get a project done in a fraction of the time it can take with substandard equipment, the prices of many new tools (particularly those necessary for today's more sophisticated electronics) can be hard to justify when you're already dealing with the other expenses of an owner-operator business.
Having your home damaged in a storm or fire can be a heart-rending process—from performing the initial cleanup and retrieving precious items to negotiating with the insurance company and building contractors to arrange for repairs. This already emotionally fraught process can be made even more difficult if you feel you're not getting a fair value in the settlement of your claim or you don't think the amount your insurance company is willing to pay will be enough to restore your home to its pre-accident condition.
It's easy to think of art collecting as the pastime of a middle-aged person who owns a home and is established in their career. You may admire art in your 20s, but you're probably not thinking of investing in an art collection anytime soon. However, if you aspire to have an art collection that's beautiful and potentially valuable later in life, there are some good reasons why now might be a good time to start buying.
When making an offer on a home, the first thing on your to-do list should be to have the home inspected for issues that may become expensive problems down the road, such as faulty wiring. Unfortunately, misconceptions about home inspections can lead to unreasonable expectations and misguided actions that may result in bad outcomes. Here's the truth behind two home inspection myths to help you make better decisions in your home purchase.